Harbor Island Drive

Key Largo | Florida

Coral Island

Marine Wonder

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$3,499,000

2 Harbor Island Drive, Key Largo, FL 33037, Key Largo, Florida, United States. - Photo 1

2 Harbor Island Drive, Key Largo, FL 33037, Key Largo, Florida, United States. - Photo 2

2 Harbor Island Drive, Key Largo, FL 33037, Key Largo, Florida, United States. - Photo 3

2 Harbor Island Drive, Key Largo, FL 33037, Key Largo, Florida, United States. - Photo 4

2 Harbor Island Drive, Key Largo, FL 33037, Key Largo, Florida, United States. - Photo 5

2 Harbor Island Drive, Key Largo, FL 33037, Key Largo, Florida, United States. - Photo 6

2 Harbor Island Drive, Key Largo, FL 33037, Key Largo, Florida, United States. - Photo 7

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2 Harbor Island Drive, Key Largo, FL 33037, Key Largo, Florida, United States. - Photo 10

Harbor Island Drive

Key Largo | Florida

2 Harbor Island Drive, Key Largo, FL 33037, Key Largo, Florida, United States. , Key Largo , Florida

2 Harbor Island Drive

Build your dream home on the very desirable street of Harbor Island Drive. This 19,063 sq. ft. lot offers a rare opportunity to create the home you always wanted. Ideally located just steps from the Member's gym and Spa, this exceptional lot overlooks the greens on the 4th hole of the Hammock Course, offering both tranquility and convenience. This premier homesite includes county biologist approval for maximum buildable area within setbacks, updated survey, architectural plans, a letter of understanding and site conditions report stating no wetlands confirmed by the BioBenthic report. One of the few remaining gems in the Hammocks Area. This is an incredible opportunity that combines privacy, luxury, natural beauty, and an unbeatable location all within a short walk of the club's world-class amenities. Don't miss the chance to design and build your custom retreat in this exclusive enclave of Ocean Reef Club. Opportunities like this are few and far between!

Property

Property Location

2 Harbor Island Drive, Key Largo, FL 33037, Key Largo, Florida, United States., Key Largo Florida

Local Weather & Climate

Key Largo, Florida

Current Conditions Updated recently

61 °F

Overcast clouds

Feels Like 60°F

Humidity 83%

Wind 8 mph

Visibility 6.2 mi

Sunrise 12:02 PM

Sunset 11:07 PM

5-Day Forecast

Wed 4 Feb

Clouds

High 71°

Low 60°

Thu 5 Feb

Clouds

High 63°

Low 58°

Fri 6 Feb

Clear

High 60°

Low 48°

Sat 7 Feb

Clear

High 65°

Low 52°

Sun 8 Feb

Clear

High 65°

Low 57°

Annual Climate Based on last 12 months

72° Avg Low

Feb

83° Avg High

Jul

258 Rainy Days

per year

Arid

Semi-Arid

Moderate

Wet

40.8" Annual Rainfall

Moderate climate

Monthly Temperatures

Jan

74°

60°

Feb

73°

58°

Mar

79°

69°

Apr

81°

72°

May

86°

76°

Jun

88°

78°

Jul

91°

79°

Aug

90°

80°

Sep

88°

77°

Oct

86°

76°

Nov

80°

68°

Dec

78°

67°

Data from OpenWeatherMap & Open-Meteo

Walkability & Transit Scores

How easy is it to get around Key Largo?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

Home Price

Down Payment

$100,000

Interest Rate

Loan Term

Estimated Monthly Payment $3,160

Monthly Payment Breakdown

Principal & Interest $2,528

Loan Amount $400,000

Total Interest $337,621

Total Cost $737,621

Potential Tax Benefits (United States)

$0 Est. First Year Interest Deduction

$0 Est. Annual Tax Savings

*Based on post-2017 tax law. Actual deductions depend on filing status, itemization, and current tax laws.

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Important Information

This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
Tax benefit calculations are simplified estimates based on general assumptions for United States. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
Tax Year Information: Tax data shown is based on United States tax year 2025 (fiscal year: January-December), rules effective from 2018 through 2025. Tax laws change frequently and may have been amended since this data was compiled.

Tax Information Disclaimer

The tax benefit information displayed on this page is provided for general informational and educational purposes only. This information:

Does not constitute tax advice and should not be relied upon as such. Tax laws are complex and vary by jurisdiction, individual circumstances, and are subject to change without notice.
May not be current or accurate for your specific situation. Tax rules are updated frequently by governments, and the information shown may not reflect the most recent changes.
Uses simplified assumptions that may not apply to your circumstances, including filing status, total income, other deductions, alternative minimum tax considerations, and local tax variations.
Should not be used as the basis for any tax planning decisions or financial strategies without consulting a qualified tax professional licensed in your jurisdiction.

Before making any decisions based on potential tax benefits, you should consult with a qualified tax advisor, certified public accountant (CPA), or licensed tax professional who can evaluate your specific circumstances and provide advice tailored to your situation.

Limitation of Liability: By using this calculator, you acknowledge that all results are approximations and should not be relied upon for financial, legal, or tax decisions. openluxe, its affiliates, officers, directors, employees, and agents expressly disclaim all liability for any damages, losses, or consequences arising from the use of or reliance on this calculator or the information provided herein. openluxe is not a lender, financial advisor, or tax professional and does not provide mortgage loans, financial advice, or tax advice. Use of this calculator does not create any professional relationship.

Frequently Asked Questions

Common questions about this property

What is the listing price for 2 Harbor Island Drive, Key Largo, FL 33037, Key Largo, Florida, United States?

This property is listed at $349,900,000.

What is the climate like in Key Largo?

Key Largo features a pleasant climate. Average temperatures range from 72°F in winter to 83°F in summer. The area receives approximately 40.8 inches of precipitation annually. There are about 258 days with rain throughout the year. This climate information can help you plan for seasonal activities and energy costs.

What are the best months to visit or move to Key Largo?

Key Largo tends to be warmest in Jul and coldest in Feb. The shoulder seasons of spring and fall often offer the most comfortable weather for moving and outdoor activities.

What type of property is 2 Harbor Island Drive, Key Largo, FL 33037, Key Largo, Florida, United States?

This is a land parcel located in Key Largo, Florida. The property is situated in an established neighborhood with convenient access to local amenities and services.

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